Home Equity Loans in Lodi, CA

If you’re a Lodi, CA homeowner, tapping into your home’s equity can be a smart way to fund renovations or consolidate debt. Local credit unions offer competitive rates and flexible terms tailored to our community's needs.

Compare home equity loan offers from trusted Lodi credit unions to find the right fit for your budget. With personalized service and quick funding, you can confidently unlock your home's value and reach your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
skylacu
6.75 - 8.2 %
15 Yrs
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
techcu
6.75 - 8.5 %
20 Yrs
80 %
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago and also unchanged from 60 days ago. Their Home Equity loan has a fixed APR of 8.25% , steady over the past 7, 30, 60, and 90 days. Both products show no change in rates during these periods.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

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Why compare Home Equity Loans in Lodi, CA on LendMesh

If you’re exploring credit unions home equity loans in Lodi, CA, take your time comparing offers on LendMesh to uncover the best rates and terms. Browsing multiple lenders helps you find deals that truly fit your needs, whether for home improvements or consolidating debt. There’s no rush—using LendMesh to compare options ensures you make a confident, informed choice that unlocks your home’s value without overpaying.

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