Home Equity Loans in Vallejo, CA

If you’re a Vallejo homeowner, tapping into your home’s equity can be a smart way to fund renovations, debt consolidation, or other big expenses. Comparing local credit home loan offers helps you find the best rates and terms tailored to your needs.

Our community knows the value of working with lenders who understand Vallejo’s unique market. Explore flexible options from trusted local credit unions that prioritize fast funding and personal service, so you can move forward with confidence and ease.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
skylacu
6.75 - 8.2 %
15 Yrs
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
dcu
6.75 - 8.49 %
20 Yrs
techcu
6.75 - 8.5 %
20 Yrs
80 %
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

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