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Looking for the best home equity loan rates in Benicia, CA? Compare offers from trusted local lenders who understand your community and financial needs. Whether you’re planning home improvements or consolidating debt, finding the right loan is easier with personalized options and clear terms.
Benicia homeowners can tap into their home’s value with confidence. Local lenders offer competitive rates, fast funding, and flexible repayment plans designed to fit your budget. Start comparing today to find a home equity loan that supports your goals without the hassle.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7, 30, and 60 days ago but slightly lower than 90 days ago. The HELOC rates are 7.75% to 8.25% , up from 7.5% to 8% seven days ago but down from 8% to 8.5% thirty and sixty days ago. First Entertainment's HELOC rates are 7.5% to 10% today, up from 7.25% to 9.75% seven days ago and unchanged from 30, 60, and 90 days ago. Its Home Equity rates are 7.75% to 8.75% , higher than 7.5% to 8.5% a week ago and also up from 7.25% to 8.25% thirty days ago. These rates have risen compared to 60 and 90 days ago as well.
Patelco's HELOC rates today range from 5.49% to 10.25% , which is up at the high end compared to 7 and 30 days ago when the top rate was 10% . The Home Equity loan rates are steady at 8.06% to 8.31% , the same as 7, 30, and 60 days ago but slightly higher than 90 days ago when the top rate was 8.12% . Wescom Central has a HELOC with an APR range of 7.5% to 11.5% today. This is up from 7.25% to 10.25% seven and sixty days ago but matches the 30–day high end of 11.5% . The 90–day rate was also lower at 7.25% to 10.25% .
Lbs Financial has a Home Equity rate of 7.99% today, unchanged from 7 and 30 days ago. Their HELOC rate is 8% , up from 7.75% at 7, 30, 60, and 90 days ago. Altura's HELOC rate is 8.28% today, up from 8.03% seven and 30 days ago, and also higher than 60 and 90 days ago. The Home Equity rate is 9.16% now, which is up from 8.93% a week ago and 8.89% 30 days ago, and it's also higher than the rates from 60 and 90 days ago.