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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20
Credit Union Loan Rates - Trends & Analysis:
San Diego County has a Home Equity rate range of 6.81% to 7.33% today, which is down from 6.88% to 7.38% over the past 7, 30, and 60 days. Its HELOC rates are higher now at 8.5% to 9% , up from 8.25% to 8.75% in the last 7, 30, 60, and 90 days. Kinecta's HELOC rates are 5.99% to 7.62% , unchanged from 7, 30, 60, and 90 days ago. The Home Equity rate is 6.87% today, up from 6.74% a week and a month ago but lower than 6.99% from 90 days ago. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.
The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today, unchanged from 7, 30, and 90 days ago. This rate range is higher than it was 60 days ago when the minimum APR was 4.99% . The rates have stayed steady recently after rising from the lower level two months back. Schoolsfirst has a HELOC with an APR range of 6.5% to 10.5% today, which is up from 6.25% to 10.25% over the past 7, 30, 60, and 90 days. Its Home Equity loan shows a range of 6.88% to 11% now, also higher than the 6.75% to 10.88% seen in the last three months. Both products have increased slightly compared to previous periods.
America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time.
Usc has a HELOC with a minimum APR of 6.9% today. This rate is up from 6.65% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.65% . Sesloc's HELOC has an APR range of 6.99% to 9.24% today. This is higher than 7, 30, and 60 days ago when the range was 6.74% to 8.99% , and also up from 90 days ago when it was 6.74% to 8.74% . The rates have increased compared to all these past periods. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.