Home Equity Loans in San Francisco, CA

Discover the best home equity loans in San Francisco, CA, tailored to help you fund your next big project or consolidate debt with ease. Compare top local lenders offering competitive rates and flexible terms designed for Bay Area homeowners like you.

Take control of your home’s value today and find fast, friendly loan options that fit your financial goals. Whether you’re remodeling or managing expenses, San Francisco’s trusted lenders are ready to guide you every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
comfirstcu
6.75 - 8.24 %
20 Yrs
70 %
∞
skylacu
6.75 - 8.25 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
sffcu
6.75 - 8.875 %
∞
scefcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Chevron's HELOC rate is 6.75% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity loan rate is 7.99% , which has also stayed the same over the past 7, 30, 60, and 90 days. Both rates have been steady for at least three months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Community First has a Home Equity rate range of 6.75% to 7.5% , which is unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 7.25% to 8.24% , up from 7% to 7.99% over the past 7, 30, 60, and 90 days.

Skyla's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity rate is 8.25% now, up from 8.2% a week and 30 days ago, and higher than 7.98% sixty days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan has a fixed APR of 8.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Blupeak has a Home Equity loan with a 6.75% APR today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 8.25% to 8.75% APR and have not changed in the last 7, 30, 60, or 90 days. Both products show stable rates over the past few months.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. San Francisco has a HELOC rate of 6.75% today, down from 7.5% at 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 8.88% , which is up from 8.75% over the same time periods. Rize's HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but higher than the 4% –8% range from 60 and 90 days ago. The Home Equity loan APR range is 6.75% –1% 1.75% , unchanged from 7 and 30 days ago. The HELOC rate is steady compared to last week but up from two to three months ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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