Home Equity Loans in San Francisco, CA

Looking to tap into your San Francisco home's value? Compare home equity credit rates from trusted local lenders to find the best fit for your needs. Whether you’re consolidating debt or planning renovations, smart choices start with clear, competitive offers tailored to our unique market.

San Francisco homeowners deserve flexible terms and fast funding backed by community-focused credit unions. Explore your options today to unlock your home's potential with confidence and ease—because managing your finances should feel as comfortable as your neighborhood.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in San Francisco, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Francisco County, CA

✅PASADENA FEDERAL CREDIT UNION
✅THE POLICE CREDIT UNION
✅SAN FRANCISCO LEE FEDERAL CREDIT UNION
✅NORTHEAST COMMUNITY 23780 CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅SELFHELP CREDIT UNION
✅PATELCO CREDIT UNION
✅DELANCEY STREET FEDERAL CREDIT UNION
✅SAN FRANCISCO FEDERAL CREDIT UNION
✅REDWOOD CREDIT UNION
✅SAN FRANCISCO FIRE CREDIT UNION
✅ILWU CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅JONES METHODIST CHURCH CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION

Compare other loan types in San Francisco, CA

Why compare Home Equity Loans in San Francisco, CA on LendMesh

If you’re searching for home equity credit rates in San Francisco, CA, taking the time to compare multiple lenders can help you uncover better deals and more affordable options. LendMesh makes it easy to explore a range of offers, so you can find the right fit for your financial goals without feeling rushed or pressured. Keep browsing and comparing to unlock the best value from your home’s equity.

Stay informed and confident by subscribing to LendMesh’s personalized alerts tailored for San Francisco borrowers. Simply set your target rate—whether it’s 4% or 5%—and receive notifications as soon as offers dip below your chosen threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you’ll be equipped to make smart decisions and seize the best opportunities as they arise.

Customers are also interested in:

Home Equity Credit Rates