Home Equity Loans in San Francisco, CA

Looking to tap into your San Francisco home's equity? Compare today’s HELOC interest rates from local lenders who understand the Bay Area market. Whether it’s for home upgrades or unexpected expenses, finding the right rate can save you money and stress.

San Francisco homeowners deserve flexible, transparent loan options with quick approvals. Explore competitive offers tailored to your neighborhood, so you can unlock funds confidently and start your next project without delay. Your home’s value is waiting — see what you qualify for today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in San Francisco, CA

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🏘️ All the Lenders Available in San Francisco County, CA

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✅SAN FRANCISCO FEDERAL CREDIT UNION
✅REDWOOD CREDIT UNION
✅SAN FRANCISCO FIRE CREDIT UNION
✅ILWU CREDIT UNION
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✅POLAM 21502 CREDIT UNION
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✅THE GOLDEN 1 CREDIT UNION

Compare other loan types in San Francisco, CA

Why compare Home Equity Loans in San Francisco, CA on LendMesh

If you’re searching for HELOC interest rates today in San Francisco, CA, it pays to explore multiple lenders on LendMesh. Comparing options helps you find better deals and potentially lower rates tailored to your financial needs. Take your time to review terms and offers, so you can confidently unlock your home’s value with a loan that works best for you.

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