Home Equity Loans in San Francisco, CA

Looking to tap into your San Francisco home's equity? Compare today’s HELOC interest rates from local lenders who understand the Bay Area market. Whether it’s for home upgrades or unexpected expenses, finding the right rate can save you money and stress.

San Francisco homeowners deserve flexible, transparent loan options with quick approvals. Explore competitive offers tailored to your neighborhood, so you can unlock funds confidently and start your next project without delay. Your home’s value is waiting — see what you qualify for today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago and also unchanged from 60 days ago. Their Home Equity loan has a fixed APR of 8.25% , steady over the past 7, 30, 60, and 90 days. Both products show no change in rates during these periods.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

🏦 Local Lenders in San Francisco, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Francisco County, CA

✅PASADENA FEDERAL CREDIT UNION
✅THE POLICE CREDIT UNION
✅SAN FRANCISCO LEE FEDERAL CREDIT UNION
✅NORTHEAST COMMUNITY 23780 CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅SELFHELP CREDIT UNION
✅PATELCO CREDIT UNION
✅DELANCEY STREET FEDERAL CREDIT UNION
✅SAN FRANCISCO FEDERAL CREDIT UNION
✅REDWOOD CREDIT UNION
✅SAN FRANCISCO FIRE CREDIT UNION
✅ILWU CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅JONES METHODIST CHURCH CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION

Compare other loan types in San Francisco, CA

Why compare Home Equity Loans in San Francisco, CA on LendMesh

If you’re searching for HELOC interest rates today in San Francisco, CA, it pays to explore multiple lenders on LendMesh. Comparing options helps you find better deals and potentially lower rates tailored to your financial needs. Take your time to review terms and offers, so you can confidently unlock your home’s value with a loan that works best for you.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply share your target rate—whether it’s 5%, 4%, or another number—and receive instant notifications when rates dip below your goal. Enjoy weekly or monthly updates featuring expert insights, rate trends, and curated loan offers, all designed to help San Francisco borrowers like you seize the best opportunities.

Customers are also interested in:

Heloc Interest Rates Today