Home Equity Loans in San Francisco, CA

Looking for the lowest APR home equity loans in San Francisco, CA? Compare local offers to find flexible rates and terms that fit your budget. Whether you’re consolidating debt or funding a home project, you can unlock your home's value with confidence and ease.

San Francisco homeowners trust local lenders who understand the community and offer fast, friendly service. Start comparing today to secure a great rate and enjoy expert guidance every step of the way—helping you make the most of your home’s equity.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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🏘️ All the Lenders Available in San Francisco County, CA

✅PASADENA FEDERAL CREDIT UNION
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✅SAN FRANCISCO LEE FEDERAL CREDIT UNION
✅NORTHEAST COMMUNITY 23780 CREDIT UNION
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✅SELFHELP CREDIT UNION
✅PATELCO CREDIT UNION
✅DELANCEY STREET FEDERAL CREDIT UNION
✅SAN FRANCISCO FEDERAL CREDIT UNION
✅REDWOOD CREDIT UNION
✅SAN FRANCISCO FIRE CREDIT UNION
✅ILWU CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅JONES METHODIST CHURCH CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION

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Why compare Home Equity Loans in San Francisco, CA on LendMesh

If you’re searching for the lowest APR home equity loan in San Francisco, CA, it pays to keep exploring your options. LendMesh makes it easy to compare lenders side by side, helping you uncover better deals and more affordable rates without any pressure. Take your time and find the loan that best fits your financial goals and home’s value.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target APR—whether it’s 5% or 4%—and receive timely notifications when loan offers fall below your desired rate. With weekly or monthly updates featuring expert insights and carefully selected deals, San Francisco homeowners like you can confidently secure the best home equity loan options available.

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