Home Equity Loans in Oxnard, CA

Looking to tap into your home's equity in Oxnard, CA? Compare local banks and credit unions offering home equity lines of credit with flexible terms tailored to your needs. Whether it's for remodeling or consolidating debt, finding the right lender starts here.

Oxnard homeowners deserve clear options and competitive rates. Explore trusted lenders who understand the community and provide fast funding with friendly, expert support. Make confident choices that turn your home’s value into the funds you need.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
sierracentral
7.5 %
10 - 15 Yrs
80 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.93 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today, unchanged from it was 7 days ago. There's no change compared to the last week, and no data is available for 30 or more days ago. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but lower than 60 days ago when the top rate was 9.05% . The HELOC rates are 7.5% to 8% now, unchanged from 7 and 30 days ago but down from 8% to 8.5% both 30 and 60 days ago.

Sierra Central's HELOC has a minimum APR of 7.5% today, unchanged from 7 and 30 days ago. This rate is slightly higher than the range from 30 days ago, which was 7.25% to 7.5% , and also higher than the 60–day range of 7.12% to 7.5% . Compared to 90 days ago, the minimum rate is unchanged, but the upper end of the range was much higher then, up to 18% . Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, and 90 days ago. Both rates have stayed steady over these time periods.

Altura's HELOC rate is 8.03% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago. The Home Equity rate is 8.93% , up from 8.83% a week ago and 8.81% 30 days ago, and also higher than rates from 60 and 90 days ago.

🏦 Local Lenders in Oxnard, CA

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🏘️ All the Lenders Available in Ventura County, CA

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Why compare Home Equity Loans in Oxnard, CA on LendMesh

If you're exploring home equity line of credit banks in Oxnard, CA, take your time comparing offers on LendMesh. Different lenders have varying rates and terms, so browsing multiple options can help you find a deal that fits your financial goals. There’s no rush—discovering the right lender can unlock your home’s value with confidence and ease.

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