Home Equity Loans in Oxnard, CA

Looking to tap into your home's equity in Oxnard, CA? Compare local banks and credit unions offering home equity lines of credit with flexible terms tailored to your needs. Whether it's for remodeling or consolidating debt, finding the right lender starts here.

Oxnard homeowners deserve clear options and competitive rates. Explore trusted lenders who understand the community and provide fast funding with friendly, expert support. Make confident choices that turn your home’s value into the funds you need.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.25 %
10 - 20 Yrs
80 %
safe1
6.25 - 7 %
10 - 20 Yrs
100 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
veridiancu
6.25 - 8 %
partnersfcu
6.25 - 9.18 %
1.7 Yrs
90 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
certifiedfed
6.375 - 6.98 %
0.8 - 15 Yrs
80 %
coastccu
6.5 %
10 - 15 Yrs
jfcu
6.5 - 9.25 %
20 Yrs
89 %
starone
6.5 - 11.5 %
20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 8.05% to 9.18% today, down slightly from 7 days ago but higher than 30 and 60 days ago. The Home Equity rate has moved up compared to two months ago but is close to the rate from 90 days ago.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Certified has a Home Equity loan with an APR range of 6.38% to 6.98% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% today, matching the rates from the past 7, 30, and 60 days as well. Both products show no change in rates over these time periods.

Coast Central has a Home Equity rate of 6.5% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months with no changes. This means the APR has been consistent for this product during that time. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Star One's Home Equity loan rates are 6.5% to 11.5% today, the same as 7, 30, and 60 days ago but lower than 90 days ago when the range was 6.62% to 6.95% . The HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when it ranged from 6.5% to 11.5% .

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