Home Equity Loans in San Diego, CA

Looking to lower your HELOC rates in San Diego, CA? Comparing local lenders lets you find the best deals tailored to your needs—whether it’s home upgrades or consolidating debt.

San Diego homeowners can access flexible terms and friendly service from trusted credit unions and banks. Start comparing today to unlock your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in San Diego, CA

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🏘️ All the Lenders Available in San Diego County, CA

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✅FINANCIAL PARTNERS 68457 CREDIT UNION

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Why compare Home Equity Loans in San Diego, CA on LendMesh

If you’re searching for a lower HELOC in San Diego, CA, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring various options helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to shop around ensures you find the right loan terms that work for your financial goals, whether it’s for home improvements or consolidating debt.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the San Diego market. Simply set your target rate, and you’ll receive notifications the moment loan offers fall below your desired threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you can confidently make smart borrowing decisions without the hassle of constant searching.

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