Home Equity Loans in San Diego, CA

Looking to lower your HELOC rates in San Diego, CA? Comparing local lenders lets you find the best deals tailored to your needs—whether it’s home upgrades or consolidating debt.

San Diego homeowners can access flexible terms and friendly service from trusted credit unions and banks. Start comparing today to unlock your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
safe1
6.25 - 7 %
10 - 20 Yrs
100 %
∞
veridiancu
6.25 - 8 %
∞
partnersfcu
6.25 - 9.08 %
20 Yrs
80 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
certifiedfed
6.375 - 6.77 %
0.8 - 15 Yrs
80 %
∞
coastccu
6.5 %
10 - 15 Yrs
∞
sierracentral
6.5 - 7.5 %
5 - 15 Yrs
85 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
starone
6.5 - 11.5 %
20 Yrs
∞
gosunward
6.5 - 14.75 %
20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rates are 8.08% to 9.08% now, up slightly from 8.04% to 9.14% seven days ago and higher than 7.9% to 8.93% thirty days ago. The Home Equity rates have also risen compared to 60 and 90 days ago.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Certified has a Home Equity loan with rates ranging from 6.38% to 6.77% today, which is lower than the 6.38% to 6.98% range seen 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Coast Central has a Home Equity loan with an APR of 6.5% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Sierra Central's Home Equity rates are 6.5% to 6.76% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The HELOC rates are 7.25% to 7.5% , steady from 7 days ago but lower than both 30 and 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Star One's Home Equity rates are 6.5% to 11.5% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. The HELOC rate is 6.75% , steady from 7 days ago and down from the 6.75% to 18% range 30 days ago. Sandia Laboratory has a Home Equity rate at 6.5% , unchanged from 7, 30, and 60 days ago. Its HELOC rate today ranges from 7% to 15.25% , up from 6.5% to 14.75% 30 days ago and 6.5% to 15.25% 60 days ago, but unchanged from 90 days ago.

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Why compare Home Equity Loans in San Diego, CA on LendMesh

If you’re searching for a lower HELOC in San Diego, CA, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring various options helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to shop around ensures you find the right loan terms that work for your financial goals, whether it’s for home improvements or consolidating debt.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the San Diego market. Simply set your target rate, and you’ll receive notifications the moment loan offers fall below your desired threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you can confidently make smart borrowing decisions without the hassle of constant searching.

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