Home Equity Loans in San Diego, CA

Discover how much equity you’ve built in your San Diego home and turn it into cash for your next big plan. Whether it’s remodeling, debt consolidation, or a dream vacation, tapping into your current equity is easier than you think with local lenders who understand your community.

Compare competitive home equity loan offers tailored for San Diego homeowners. Enjoy personalized service, flexible terms, and fast approvals that help you make the most of your property’s value—all while supporting trusted credit unions right here in California.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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Why compare Home Equity Loans in San Diego, CA on LendMesh

If you’re exploring your current equity in San Diego, CA, take your time comparing lenders on LendMesh. Checking multiple options helps you uncover better deals and more affordable rates tailored to your needs. With a clear view of the market, you can confidently choose the loan that fits your plans—whether it’s for home improvements or consolidating debt—without feeling rushed or pressured.

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