Home Equity Loans in San Diego, CA

Looking to tap into your San Diego home's value? Compare the best HELOC rates from local lenders who understand your needs. Whether it’s remodeling or consolidating debt, find flexible options that fit your lifestyle and budget.

San Diego homeowners trust local credit unions for fast, friendly service and competitive rates. Explore offers tailored to your community and make confident financial decisions with support from neighbors who care.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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Why compare Home Equity Loans in San Diego, CA on LendMesh

If you’re searching for the best HELOC rates in San Diego, CA, it’s worth taking the time to compare multiple lenders on LendMesh. Exploring different offers can help you uncover better deals and potentially save you money over the life of your loan. With a variety of options at your fingertips, you can confidently choose a loan that fits your financial goals and unlocks your home’s equity on your terms.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether that’s 4%, 5%, or another figure. You’ll receive timely notifications when rates dip below your threshold, along with expert insights, market trends, and curated loan deals delivered weekly or monthly. Join thousands of San Diego borrowers who use LendMesh to stay informed and seize the best HELOC opportunities without missing a beat.

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