Home Equity Loans in Oceanside, CA

Looking for the best HELOC rates in Oceanside, CA? Compare offers from trusted local lenders who understand your community and can help you access your home's equity quickly and easily. Whether it's for home improvements or college expenses, find flexible terms that fit your needs.

Oceanside homeowners deserve clear options and friendly service when tapping into their home’s value. Start your search today to uncover competitive rates, fast approvals, and expert guidance—right here in your neighborhood. Unlock smart funding solutions tailored just for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

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✅FINANCIAL PARTNERS 68457 CREDIT UNION

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