Home Equity Loans in Santa Rosa, NM

Looking to tap into your home’s equity in Santa Rosa, NM? Compare local loan offers to find flexible terms and competitive rates that fit your budget. Whether it's home improvements or consolidating debt, a smart equity loan can help you take control of your finances.

Our friendly Santa Rosa experts make the process simple and personal. With quick approvals and tailored guidance, you can unlock your home's value with confidence. Start comparing today and see how easy it is to fund your goals while supporting our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
85 %
sandia
6.75 - 7.25 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
useagle
6.99 - 7.95 %
15 Yrs
90 %
macu
7.24 - 8.24 %
15 Yrs
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
navyfederal
7.34 %
5 Yrs
70 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Sandia Area has a Home Equity rate of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 7.25% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

U.S. Eagle has a Home Equity rate range of 6.99% to 7.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.45% and 7.95% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past few months. Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods.

Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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