Home Equity Loans in Las Cruces, NM

Looking for the best home equity rates in Las Cruces, NM? Discover competitive offers that let you tap into your home's value with ease. Whether it’s for renovations or consolidating debt, finding the right rate can save you money and stress.

Local lenders in Las Cruces understand your needs and offer flexible terms with fast funding. Compare current home equity loan options to find a solution tailored to your financial goals and enjoy friendly, community-focused service every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
gosunward
6.697 - 14.75 %
20 Yrs
95 %
penfed
6.75 %
10 - 20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
sandia
6.875 - 7.25 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
useagle
6.99 - 7.95 %
15 Yrs
90 %
macu
7.24 - 8.24 %
15 Yrs
connexuscu
7.31 - 9.41 %
15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Sandia Laboratory's Home Equity rate is 6.7% today, up from 6.62% seven days ago and higher than 6.5% thirty and sixty days ago. The HELOC rate range is 7.23% to 15.25% , which is up from 6.62% to 15.25% seven days ago and also higher than the 7% to 15.25% range seen thirty and ninety days ago.

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Sandia Area has a Home Equity rate of 6.88% today, which is up from 6.75% at 7, 30, and 60 days ago. The HELOC rate is steady at 7.25% , unchanged over the past 7, 30, and 60 days. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

U.S. Eagle has a Home Equity rate range of 6.99% to 7.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.45% and 7.95% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past few months. Mountain America has a Home Equity loan with an APR range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 7.25% across all those time frames as well. Both products show no change in rates over the past three months.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

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