Home Equity Loans in Phoenix, AZ

Looking for a low interest HELOC in Phoenix, AZ? Compare home equity loan offers to find the best rates and flexible terms tailored to your needs. Whether you’re remodeling or consolidating debt, tapping into your home’s value has never been easier or more affordable.

Phoenix homeowners deserve clear, friendly guidance and fast funding from lenders who understand the local market. Start comparing today to unlock your home’s potential with confidence—and take control of your financial future right here in Arizona.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
azcentralcu
6.535 - 6.75 %
10 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
penfed
6.75 %
85 %
∞
notredamefcu
6.75 - 7.25 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Arizona Central has a Home Equity rate of 6.54% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.75% now and has not changed compared to the last 7, 30, or 60 days. Both rates have stayed steady over the past two months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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Why compare Home Equity Loans in Phoenix, AZ on LendMesh

If you’re searching for a low interest HELOC in Phoenix, AZ, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more flexible options tailored to your needs. Exploring different offers empowers you to make an informed decision and find a deal that truly fits your financial goals without feeling rushed or pressured.

Stay informed effortlessly by subscribing to LendMesh’s alert service. Simply share your target interest rate, and you’ll receive timely notifications when offers dip below your mark. With regular updates featuring expert insights, rate trends, and curated loan deals, Phoenix homeowners like you can confidently navigate the market and unlock the best opportunities for your home equity needs.

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