Home Equity Loans in Phoenix, AZ

Looking for a low interest HELOC in Phoenix, AZ? Compare top home equity loan offers to find flexible rates that fit your budget. Whether you're planning a renovation or consolidating debt, tapping into your home's equity can give you the financial boost you need.

Phoenix homeowners trust local lenders for fast funding and personalized service. Explore your options today and secure a HELOC that supports your goals with clear terms and friendly guidance right here in Arizona.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
arizonafinancial
6.25 - 7.5 %
5 - 20 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
azcentralcu
6.535 - 6.75 %
10 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
mayocreditunion
6.75 %
15 Yrs
80 %
∞
penfed
6.75 %
20 Yrs
∞
notredamefcu
6.75 - 7.25 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Arizona Financial has a HELOC with an APR of 6.25% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.25% to 7.5% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Arizona Central has a Home Equity rate of 6.54% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.75% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Mayo Employees has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

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