Home Equity Loans in Layton, UT

Looking for the best bank line of credit rates in Layton, UT? Compare local home equity loan offers that fit your budget and goals—whether it’s remodeling, debt consolidation, or unexpected expenses.

Trusted lenders in Layton provide competitive rates, flexible terms, and quick approvals to help you access your home’s value with confidence. Start comparing today and find the right fit for your financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
gwcu
5.24 - 8.5 %
5 - 20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
ssfcu
5.99 - 7.155 %
20 Yrs
80 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Goldenwest's Home Equity loan rates today range from 5.24% to 6.62% , unchanged from 7 and 30 days ago but slightly higher than 30 and 60 days ago when the top rate was 6.61% and 6.49% . The HELOC rates remain steady at 6.75% to 8.5% , with no change over the past 7, 30, or 60 days.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Security Service has a HELOC rate of 5.99% today, unchanged from 7 and 30 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , up slightly from 6.99% to 7.14% both 7 and 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

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🏘️ All the Lenders Available in Davis County, UT

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