Home Equity Loans in Rathdrum, ID

Looking for the best equity loan rates in Rathdrum, ID? Compare offers from trusted local lenders to find competitive rates and terms that fit your budget. Whether you’re planning a home upgrade or need extra cash, we make it easy to explore your options.

Tap into your home’s value with confidence right here in Rathdrum. Friendly experts are ready to guide you through fast, flexible loans tailored to your needs—helping you improve your home or manage expenses without hassle. Start comparing today and see what you qualify for.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
numericacu
7 - 12.75 %
10 - 15 Yrs
∞
gesa
7 - 13.88 %
15 Yrs
90 %
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
hzcu
7.25 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
westmark
8.25 - 8.5 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Numerica has a HELOC with an APR range of 7% to 12.75% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There is no change in the APR for this product over the past three months. Gesa's HELOC rates are 7% to 13% today, unchanged from 7 and 30 days ago but higher than 60 days ago. Their Home Equity loan rates are 7.25% to 13.88% , steady from 7 days ago, slightly up from 30 and 60 days ago. Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% .

Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods. Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Westmark's HELOC rates today range from 3.99% to 8.5% , which is lower than the 4.99% to 8.5% seen 7, 30, 60, and 90 days ago. The minimum APR dropped from 4.99% to 3.99% , while the maximum rate stayed the same. This shows a decrease in the starting rate compared to the past three months.

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✅POTLATCH NO 1 FINANCIAL CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅NUMERICA CREDIT UNION
✅SPOKANE TEACHERS CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅GESA CREDIT UNION
✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

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