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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28
Credit Union Loan Rates - Trends & Analysis:
Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.
Spokane Teachers has a HELOC with an APR range of 6.74% to 7.49% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 8.24% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past three months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.
Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.
California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.