Home Equity Loans in El Paso, TX

Looking to tap into your home’s value in El Paso, TX? Compare home equity loan rates from trusted local lenders who offer competitive rates and flexible terms tailored to your needs. It’s a smart way to invest in your future without leaving town.

Whether you’re planning a remodel or need to consolidate debt, El Paso homeowners can find quick funding and friendly guidance right here. Start comparing offers today and see how easy it is to unlock your home’s potential with a loan designed for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
meriwest
7 %
∞
tdecu
7 - 8.5 %
20 - 30 Yrs
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
nusenda
7.375 - 8.125 %
10 - 20 Yrs
80 %
∞
eecu
7.75 - 8 %
30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Texas Dow Employees has a Home Equity rate range of 7% to 8.5% today. This is higher than 7 days ago, when the range was 6.38% to 8.5% , and also up from 30 and 60 days ago, which had lower minimum rates. The maximum rate stayed the same compared to 7 days ago but is higher than 60 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Nusenda's Home Equity loan has an APR range of 7.38% to 8.12% today, which is higher than 7 and 30 days ago and also up from 60 and 90 days ago. The HELOC rate is 7.62% today, up from 7.25% a week ago. Eecu's HELOC has a 7.75% APR today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Home Equity loan shows an 8% APR now, unchanged from 7 and 30 days ago but up from the range of 5.5% to 6.38% seen 60 days ago.

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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