Home Equity Loans in El Paso, TX

Unlock the potential of your El Paso home with a Discover Bank home equity loan tailored to your needs. Whether you’re planning a remodel or need extra funds, comparing offers can help you find the best rates and flexible terms that fit your budget.

Local lenders in El Paso understand the community and are ready to guide you every step of the way. Explore your options today and make a smart move toward financing your goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
bfcu
6.75 %
10 Yrs
penfed
6.75 %
10 - 20 Yrs
85 %
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-15

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago but the same as 90 days ago. The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. United has a Home Equity loan with an APR range of 6.3% to 18% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 7% to 18% , also unchanged from 7, 30, and 90 days ago. Both products have stable rates over the past few months.

Community Resource has a Home Equity rate range of 6.38% to 7.38% today, unchanged from 7 and 30 days ago. This rate range is slightly higher than 60 days ago when it was 6.25% to 7.38% , but lower than 90 days ago, when the range was 6.45% to 7.85% . Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Pentagon's HELOC has a today APR range of 6.75% to 18% , unchanged from 7 and 90 days ago. The rate range is higher than 30 and 60 days ago when the APR was a flat 6.75% . This means the APR range has returned to the wider spread seen earlier. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 90 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past three months.

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Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re exploring Discover Bank home equity loans in El Paso, TX, it’s wise to keep comparing multiple lenders on LendMesh. This way, you can uncover better deals and more affordable options tailored to your needs. Taking a little extra time now could save you money and help you find the perfect loan terms for unlocking your home’s value.

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