Home Equity Loans in El Paso, TX

Looking to tap into your El Paso home's equity? Compare home equity loan rates from trusted local lenders offering competitive interest rates and flexible options designed to fit your unique needs.

Whether you’re planning a renovation or consolidating debt, El Paso lenders provide personalized service and fast funding. Start comparing today to find the best home equity offer that helps your financial goals thrive.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
bfcu
6.75 %
10 Yrs
penfed
6.75 %
10 - 20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are also steady, ranging from 7% to 18% , with no changes over the past 90 days. Both products have maintained consistent rates during this time.

Community Resource has a Home Equity rate range of 6.38% to 7.38% today, unchanged from 7 and 30 days ago. This range is slightly higher than 30 and 60 days ago, when the minimum rate was 6.25% , but it's up from 5.38% to 6.63% ninety days ago. The top of the range has stayed steady at 7.38% over all these periods. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Pentagon's HELOC has an APR range of 6.75% to 18% today. This rate is the same as it was 7 and 90 days ago, but higher than the single 6.75% rate from 30 and 60 days ago. The minimum APR remains steady at 6.75% .

🏦 Local Lenders in El Paso, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in El Paso County, TX

Compare other loan types in El Paso, TX

Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re exploring home equity interest rates in El Paso, TX, it pays to keep comparing lenders on LendMesh. By reviewing multiple offers, you can uncover better deals and more affordable rates tailored to your needs. Take your time and feel confident knowing you’re making an informed choice without any pressure.

Stay ahead in the El Paso market by subscribing to LendMesh alerts. Simply set your target rate—whether it’s 5% or 4%—and get notified as soon as offers fall below your goal. With weekly or monthly updates packed with expert insights and curated loan deals, you’ll have everything you need to unlock your home’s value at the right time.

Customers are also interested in:

Home Equity Interest Rates