Home Equity Loans in El Paso, TX

If you’re in El Paso, TX, and considering a home equity line of credit, it’s smart to compare offers from trusted local banks. Finding the right lender means getting competitive rates and terms tailored to your needs, whether you’re renovating or managing debt.

Local banks understand the El Paso community and offer quick, friendly service to help you unlock your home’s value. Take a moment to explore your options and choose a HELOC that fits your goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
∞
velocitycu
6 - 8.25 %
20 Yrs
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
advancial
6.09 - 7.69 %
15 Yrs
∞
uhcu
6.2 - 6.344 %
∞
ecu
6.2 - 9.65 %
100 %
∞
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
wellbyfinancial
6.25 - 8 %
30 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Advancial's Home Equity loan has an APR range of 6.09% to 7.69% today, unchanged from it was 7 and 30 days ago. This rate range is slightly higher than 60 and 90 days ago when it was 6.01% to 7.66% . United Heritage has a HELOC with an APR of 6.2% , unchanged from 7 and 30 days ago. Its Home Equity loan shows an APR of 6.34% , unchanged from both 7 and 90 days ago. Both rates have stayed steady over these periods.

Educators has a Home Equity loan with an APR range of 6.2% to 9.65% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are 6.24% to 8.74% now, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Firstmark's Home Equity loan has an APR range of 6.24% to 7.24% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 6.87% . The HELOC rate is steady at 6.63% , the same as it was 7, 30, and 60 days ago. Their Improvement loan APR ranges from 7.89% to 9.19% , with no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Jsc has a HELOC with an APR range of 4.99% to 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.25% to 8% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 6.99% .

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re exploring the best bank for a home equity line of credit in El Paso, TX, it pays to keep comparing your options. LendMesh lets you easily browse multiple lenders side by side, helping you spot better rates and more flexible terms without any pressure. Taking the time to review different offers ensures you find a deal that fits your needs and budget perfectly.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as offers dip below that number. With weekly or monthly updates packed with expert insights, rate trends, and curated loan deals, you’ll have everything you need to make confident borrowing decisions in El Paso.

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