Home Equity Loans in El Paso, TX

Looking to tap into your home’s value in El Paso, TX? A home equity line of credit lets you access funds for remodeling, debt relief, or unexpected expenses. Compare local lenders to find the best rates and flexible terms tailored to your needs.

El Paso homeowners deserve a simple, friendly loan experience. By exploring offers from trusted local credit unions, you can secure fast funding with expert support—helping you make the most of your home’s potential without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
bfcu
6.75 %
10 Yrs
penfed
6.75 %
10 - 20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are also steady, ranging from 7% to 18% , with no changes over the past 90 days. Both products have maintained consistent rates during this time.

Community Resource has a Home Equity rate range of 6.38% to 7.38% today, unchanged from 7 and 30 days ago. This range is slightly higher than 30 and 60 days ago, when the minimum rate was 6.25% , but it's up from 5.38% to 6.63% ninety days ago. The top of the range has stayed steady at 7.38% over all these periods. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Farmers Insurance has a HELOC rate of 6.74% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan rate is 6.99% today, unchanged from 7 and 30 days ago and steady compared to the 30–and 60–day ranges of 6.99% to 7.99% . Both rates have stayed stable over the past 90 days. Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Pentagon's HELOC has an APR range of 6.75% to 18% today. This rate is the same as it was 7 and 90 days ago, but higher than the single 6.75% rate from 30 and 60 days ago. The minimum APR remains steady at 6.75% .

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Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re in El Paso, TX, exploring home equity line of credit options, take your time comparing lenders on LendMesh. Browsing through multiple offers helps you spot better rates and terms that fit your needs without feeling rushed. Unlock your home’s value confidently by finding the right deal that supports your goals, whether it’s for home improvements or consolidating debt.

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