Home Equity Loans in Odessa, TX

Looking for the best HELOC banks in Odessa, TX? Compare local lenders to find flexible home equity loan options tailored to your needs. Whether you’re remodeling or consolidating debt, you’ll get competitive rates and friendly support right here in West Texas.

Unlock your home’s value with confidence. Odessa homeowners trust these banks for quick funding and personalized service, helping you make the most of your investment while staying connected to the community you love. Start comparing today for the best fit.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
meriwest
7 %
∞
tdecu
7 - 8.5 %
20 - 30 Yrs
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
nusenda
7.375 - 8.125 %
10 - 20 Yrs
80 %
∞
eecu
7.75 - 8 %
30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Texas Dow Employees has a Home Equity rate range of 7% to 8.5% today. This is higher than 7 days ago, when the range was 6.38% to 8.5% , and also up from 30 and 60 days ago, which had lower minimum rates. The maximum rate stayed the same compared to 7 days ago but is higher than 60 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Nusenda's Home Equity loan has an APR range of 7.38% to 8.12% today, which is higher than 7 and 30 days ago and also up from 60 and 90 days ago. The HELOC rate is 7.62% today, up from 7.25% a week ago. Eecu's HELOC has a 7.75% APR today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Home Equity loan shows an 8% APR now, unchanged from 7 and 30 days ago but up from the range of 5.5% to 6.38% seen 60 days ago.

🏦 Local Lenders in Odessa, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ector County, TX

✅ODESSA EMPLOYEES CREDIT UNION
✅WEST TEXAS CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅SOUTHWEST HERITAGE CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION
✅TXDOT CREDIT UNION
✅SOUTHWEST 66 CREDIT UNION
✅MY COMMUNITY CREDIT UNION

Compare other loan types in Odessa, TX

Why compare Home Equity Loans in Odessa, TX on LendMesh

If you’re exploring HELOC banks in Odessa, TX, take your time comparing multiple lenders on LendMesh. This way, you can uncover better deals and more affordable rates tailored to your needs. By keeping your options open, you’ll feel confident choosing the right home equity solution to unlock your home’s potential without settling for less.

Stay informed by subscribing to LendMesh’s personalized alerts designed for Odessa borrowers like you. Simply set your target interest rate, and we’ll notify you when offers fall below that mark. With weekly or monthly updates featuring expert tips, market trends, and curated loan options, you’ll have the insights you need to make smarter financial decisions with ease.

Customers are also interested in:

Heloc Banks