Home Equity Loans in Lubbock, TX

Looking for the best line of credit loan rates in Lubbock, TX? Tap into your home’s equity with competitive offers tailored for local homeowners. Whether it’s debt consolidation or home improvements, you’ll find flexible terms and trusted lenders right here in Lubbock.

Compare personalized loan options from credit unions that know our community well. Fast funding and clear, friendly support make it easy to unlock your home’s potential without the hassle. Start exploring your best rates today and take control of your finances with confidence.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
techcu
6.75 - 8.5 %
20 Yrs
80 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
tdecu
6.88 - 8.63 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
meriwest
7 %
togethercu
7.125 %
15 Yrs
connexuscu
7.31 - 9.41 %
15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Chevron has a HELOC with an APR of 6.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR of 7.99% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

Texas Dow Employees has a Home Equity rate range of 6.88% to 8.63% today. This is higher than 7 days ago on the low end but the high end stayed the same. Compared to 30 days ago, both the low and high ends are up. The rates are also up from 60 and 90 days ago, where the range was lower on both ends. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

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