Home Equity Loans in Lubbock, TX

If you’re a Lubbock homeowner, tapping into your home’s equity can be a smart way to fund renovations, consolidate debt, or cover big expenses. Comparing local home equity loan offers helps you find flexible terms and rates that fit your budget and goals.

Explore trusted lenders in Lubbock, TX who understand our community and offer fast funding with personalized support. Taking a few minutes to compare options could unlock the best deal for your financial needs and bring your plans to life.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
tdecu
6.88 - 8.63 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
meriwest
7 %
∞
togethercu
7.125 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Chevron has a HELOC with an APR of 6.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR of 7.99% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

Texas Dow Employees has a Home Equity rate range of 6.88% to 8.63% today. This is higher than 7 days ago on the low end but the high end stayed the same. Compared to 30 days ago, both the low and high ends are up. The rates are also up from 60 and 90 days ago, where the range was lower on both ends. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

🏦 Local Lenders in Lubbock, TX

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🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION
✅CAPROCK SANTA FE CREDIT UNION
✅TEXAS TECH FEDERAL CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅ALLIANCE 97103 CREDIT UNION
✅CITIZENS FEDERAL CREDIT UNION
✅CAPITAL 24930 CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

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