Home Equity Loans in Lubbock, TX

Discover the lowest home equity loan rates in Lubbock, TX, designed to fit your budget and goals. Whether you're planning a remodel or consolidating debt, compare local offers that bring you fast funding and flexible terms with friendly, personal service.

Lubbock homeowners trust lenders who know the community and prioritize your financial success. Start comparing today to unlock your home's value and enjoy easy access to funds with clear, straightforward options tailored just for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
velocitycu
6 - 8.25 %
20 Yrs
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
advancial
6.09 - 7.69 %
15 Yrs
uhcu
6.2 - 6.344 %
ecu
6.2 - 9.65 %
100 %
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
wellbyfinancial
6.25 - 8 %
30 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Advancial's Home Equity loan has an APR range of 6.09% to 7.69% today, unchanged from it was 7 and 30 days ago. This rate range is slightly higher than 60 and 90 days ago when it was 6.01% to 7.66% . United Heritage has a HELOC with a 6.2% APR today, unchanged from 7 and 30 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month.

Educators has a Home Equity loan with an APR range of 6.2% to 9.65% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are 6.24% to 8.74% now, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Firstmark's Home Equity loan has an APR range of 6.24% to 7.24% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 6.87% . The HELOC rate is steady at 6.63% , the same as it was 7, 30, and 60 days ago. Their Improvement loan APR ranges from 7.89% to 9.19% , with no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Jsc has a HELOC with an APR range of 4.99% to 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.25% to 8% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 6.99% .

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