Home Equity Loans in Amarillo, TX 79124

Looking to tap into your Amarillo home's value? Compare equity mortgage rates from trusted local lenders to find flexible options that fit your budget and goals. Whether it's for home improvements or consolidating debt, you deserve clear choices and fast funding.

Our friendly Amarillo lenders offer personalized service to help you navigate your options with ease. Start comparing today to secure competitive rates and terms designed to support your financial future right here in Texas.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.2 - 6.344 %

∞

6.2 - 9.65 %

100 %

∞

6.24 - 9.19 %

5 - 25 Yrs

∞

6.25 %

10 - 20 Yrs

80 %

∞

6.25 - 6.75 %

75 %

∞

6.25 - 8 %

30 Yrs

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.3 - 7.25 %

15 Yrs

90 %

∞

6.38 - 7.38 %

5 - 30 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.24% and 8.74% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates with no recent changes.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC has a range of 7% to 18% today, unchanged from 7, 30, and 60 days ago, but the minimum rate was lower 90 days ago at 4.99% .

Community Resource has a Home Equity rate range of 6.25% to 7.38% today, unchanged from 7 and 30 days ago. This range is lower than 30 days ago when it was 6.45% to 7.85% , but higher than 60 days ago, which had a range of 5.38% to 6.63% . Compared to 90 days ago, today's rates are slightly higher since they were between 6% and 7% .

🏦 Local Lenders in Amarillo, TX

ACCESS COMMUNITY CREDIT UNION — 201 TASCOSA RD AMARILLO TX 79124
EDUCATION CREDIT UNION — 5500 PLUM CREEK DR AMARILLO TX 79124

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Potter County, TX

✅EDUCATION CREDIT UNION

✅ACFCU FEDERAL CREDIT UNION

✅THE PEOPLES CREDIT UNION

✅INTERCORP CREDIT UNION

✅TEXAS PLAINS FEDERAL CREDIT UNION

✅CITY 5665 CREDIT UNION

✅ACCESS COMMUNITY CREDIT UNION

Compare other loan types in Amarillo, TX

Why compare Home Equity Loans in Amarillo, TX on LendMesh

If you’re searching for equity mortgage rates in Amarillo, TX, it pays to explore multiple lenders on LendMesh before deciding. Comparing options helps you uncover better deals and more affordable rates tailored to your needs. Take your time and see what’s available—unlocking your home’s value is a big step, and finding the right loan can make all the difference.

Stay informed effortlessly by subscribing to LendMesh’s rate alerts. Simply set your target rate—whether it’s 4%, 5%, or another number—and get notified as soon as offers drop below your goal. You’ll receive expert insights, weekly or monthly updates on rate trends, and carefully selected loan deals straight to your inbox. Join fellow Amarillo borrowers who trust LendMesh to spot the best opportunities without the stress.