Home Equity Loans in Amarillo, TX 79109

Looking for the best home equity loan rates in Amarillo, TX? Compare local banks and credit unions to find affordable options that fit your budget and goals. Whether you’re updating your kitchen or consolidating debt, smart choices start with the right rate and lender.

Amarillo homeowners trust nearby lenders for flexible terms, fast approvals, and friendly service. Take a moment to explore your options, so you can unlock your home’s value with confidence and support from a team that understands your community.

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APR

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6.2 - 6.344 %

∞

6.2 - 9.65 %

100 %

∞

6.24 - 9.19 %

5 - 25 Yrs

∞

6.25 %

10 - 20 Yrs

80 %

∞

6.25 - 6.75 %

75 %

∞

6.25 - 8 %

30 Yrs

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.3 - 7.25 %

15 Yrs

90 %

∞

6.38 - 7.38 %

5 - 30 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.24% and 8.74% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates with no recent changes.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC has a range of 7% to 18% today, unchanged from 7, 30, and 60 days ago, but the minimum rate was lower 90 days ago at 4.99% .

Community Resource has a Home Equity rate range of 6.25% to 7.38% today, unchanged from 7 and 30 days ago. This range is lower than 30 days ago when it was 6.45% to 7.85% , but higher than 60 days ago, which had a range of 5.38% to 6.63% . Compared to 90 days ago, today's rates are slightly higher since they were between 6% and 7% .

🏦 Local Lenders in Amarillo, TX

THE PEOPLES CREDIT UNION — 7200 HILLSIDE RD AMARILLO TX 79109
ACCESS COMMUNITY CREDIT UNION — 6401 BELL ST AMARILLO TX 79109
EDUCATION CREDIT UNION — 6201 HILLSIDE RD AMARILLO TX 79109
EDUCATION CREDIT UNION — 6203 HILLSIDE RD AMARILLO TX 79109
EDUCATION CREDIT UNION — 3615 SW 45TH AVE AMARILLO TX 79109
EDUCATION CREDIT UNION — 512 SW 22ND AVE AMARILLO TX 79109
AMARILLO POSTAL EMPLOYEES CREDIT UNION — 2400 HOBBS RD AMARILLO TX 79109

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Randall County, TX

✅THE PEOPLES CREDIT UNION

✅EDUCATION CREDIT UNION

✅ACFCU FEDERAL CREDIT UNION

✅CITY 5665 CREDIT UNION

✅ALLIANCE 97103 CREDIT UNION

✅SANTA FE FEDERAL CREDIT UNION

✅ACCESS COMMUNITY CREDIT UNION

✅AMARILLO POSTAL EMPLOYEES CREDIT UNION

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