Home Equity Loans in Scottsbluff, NE

Looking to access your home’s equity in Scottsbluff, NE? Compare trusted local lenders offering flexible home equity loans and lines of credit designed to fit your needs—whether it's for renovations, debt consolidation, or big projects.

Take advantage of expert guidance and fast funding right here in Scottsbluff. Finding the right equity credit can unlock your home’s potential while keeping the process simple and community-focused. Start comparing offers today to get the best rates and terms.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
metrocu
4.75 - 7.5 %
1 - 20 Yrs
80 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
centrisfcu
6 - 12.74 %
1 - 10 Yrs
100 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Metro has a Home Equity loan with an APR range of 4.75% to 7.5% , unchanged from it was 7, 30, and 90 days ago. Their HELOC rate is 6.25% today, unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Centris has a HELOC with an APR range of 5.75% to 10.99% , unchanged from 7 and 30 days ago. Their Home Equity loan shows an APR range of 6% to 12.74% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum APR was 4.75% .

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Scottsbluff, NE

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Scotts Bluff County, NE

✅NEBRASKA RURAL COMMUNITY FEDERAL CREDIT UNION
✅SUGAR VALLEY FEDERAL CREDIT UNION
✅MERIDIAN TRUST FEDERAL CREDIT UNION

Compare other loan types in Scottsbluff, NE

Why compare Home Equity Loans in Scottsbluff, NE on LendMesh

If you're searching for equity credit in Scottsbluff, NE, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side by side, helping you find better deals and more affordable rates that fit your needs. Taking a little extra time to shop around could save you money and secure terms that work best for your financial goals.

Consider subscribing to LendMesh’s personalized alerts to stay informed without any hassle. Simply set your target interest rate, and we’ll notify you when offers in Scottsbluff drop below that mark. Along with timely updates, you’ll receive expert insights and hand-picked loan deals weekly or monthly—helping you stay ahead and never miss a great opportunity to unlock your home’s value.

Customers are also interested in:

Equity Credit