Home Equity Loans in Kansas City, MO

Looking for the best home equity loan rates in Kansas City, MO? Compare local banks and credit unions to find offers that fit your needs. Whether it’s for home improvements or consolidating debt, you deserve low rates and clear terms.

Kansas City homeowners trust lenders who offer fast funding and friendly service. Explore your options here to unlock your home's value with confidence and support from institutions that understand the community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mazuma
7 - 8.25 %
10 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs
∞
communityamerica
8.74 - 9.24 %
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mazuma has a HELOC with an APR range of 7% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago, when the minimum APR was 6% . The maximum APR has stayed steady at 8.25% over the past 90 days. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Communityamerica has a HELOC with an APR range of 5.24% to 8.74% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges that went up to 18% . Their Home Equity loan shows an APR range of 6.74% to 9.24% , unchanged from 7 and 30 days ago.

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✅COMMUNITYAMERICA CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅CITY 67924 CREDIT UNION
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✅INDEPENDENCE TEACHERS CREDIT UNION
✅UNITED CONSUMERS CREDIT UNION
✅RAYTOWNLEES SUMMIT COMMUNITY CREDIT UNION
✅MAZUMA CREDIT UNION
✅BLUESCOPE EMPLOYEES CREDIT UNION
✅MISSOURI CENTRAL CREDIT UNION
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✅KANSAS CITY CREDIT UNION
✅KC AREA CREDIT UNION
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✅CATHOLIC FAMILY 64762 CREDIT UNION
✅WEDEVELOPMENT FEDERAL CREDIT UNION
✅UNITED LABOR CREDIT UNION
✅PUBLIC SAFETY CREDIT UNION
✅CSD CREDIT UNION
✅1ST MIDAMERICA CREDIT UNION
✅CENTRAL COMMUNICATIONS CREDIT UNION

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