Home Equity Loans in Saint Louis, MO

Looking for the best HELOC rates in Saint Louis, MO? Tap into your home’s equity with confidence and compare offers tailored to your needs. Whether you’re planning a renovation or consolidating debt, finding the right rate starts here.

Saint Louis homeowners trust local lenders for flexible terms and fast funding. Explore competitive options that fit your budget and enjoy personalized service from a community-focused credit union ready to help you make the most of your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mazuma
7 - 8.25 %
10 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs
∞
communityamerica
8.74 - 9.24 %
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mazuma has a HELOC with an APR range of 7% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago, when the minimum APR was 6% . The maximum APR has stayed steady at 8.25% over the past 90 days. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Communityamerica has a HELOC with an APR range of 5.24% to 8.74% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges that went up to 18% . Their Home Equity loan shows an APR range of 6.74% to 9.24% , unchanged from 7 and 30 days ago.

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✅WEST SIDE BAPTIST CHURCH FEDERAL CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅FIRST COMMUNITY 67619 CREDIT UNION
✅ST LOUIS COMMUNITY CREDIT UNION
✅ALLTRU FEDERAL CREDIT UNION
✅WEST COMMUNITY CREDIT UNION
✅ST LOUIS POLICEMENS CREDIT UNION
✅ALLIANCE 63789 CREDIT UNION
✅PROCTER GAMBLE ST LOUIS EMP CREDIT UNION
✅F R B FEDERAL CREDIT UNION
✅SCOTT CREDIT UNION
✅NEIGHBORS 62905 CREDIT UNION

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