Home Equity Loans in Sterling, IL

Looking to refinance your home equity loan in Sterling, IL? Compare offers from trusted local lenders who understand your community and can help you get the best rates and terms for your needs.

Whether you’re planning home upgrades or consolidating debt, tapping into your Sterling home's equity is easier than you think. Find a loan that fits your budget and timeline with personalized service right here in town.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
psfcu
6.75 %
10 - 25 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
togethercu
7.125 %
15 Yrs
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
navyfederal
7.34 %
5 Yrs
70 %
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% . Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. First Community has a Home Equity rate range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Why compare Home Equity Loans in Sterling, IL on LendMesh

If you’re in Sterling, IL and exploring refinance equity loan options, it’s wise to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so browsing multiple options can help you find a deal that truly fits your financial goals. Taking a little extra time now could lead to significant savings and better loan flexibility down the road.

Stay informed effortlessly by subscribing to LendMesh’s personalized alert service. Just share your target refinance rate, and we’ll notify you when offers dip below that number. Plus, enjoy weekly or monthly updates filled with expert insights, market trends, and carefully selected loan deals—all designed to help Sterling borrowers like you make confident, timely decisions.

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