Home Equity Loans in Richmond, IL

Looking for the best home equity line of credit in Richmond, IL? Start by comparing offers from trusted local lenders who understand your community and can offer flexible terms tailored to your needs. Whether it’s for home upgrades or consolidating debt, options are waiting for you.

Unlock the value of your Richmond home with competitive rates and fast funding. Friendly experts are ready to guide you every step of the way, making the borrowing process simple, clear, and stress-free—so you can focus on what matters most.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Richmond, IL

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🏘️ All the Lenders Available in McHenry County, IL

✅ADVIA CREDIT UNION
✅GREAT LAKES 60238 CREDIT UNION
✅BAXTER CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅HARVARD COMMUNITY CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION

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Why compare Home Equity Loans in Richmond, IL on LendMesh

If you’re searching for the best place to get a home equity line of credit in Richmond, IL, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. With a clear view of your options, you can confidently unlock your home’s value with terms that work for you—from home improvements to consolidating debt.

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