Home Equity Loans in Helena, MT 59601

If you’re a Helena homeowner, accessing your home’s equity can open doors to new possibilities. Whether you’re planning renovations, consolidating debt, or tackling big expenses, comparing local home equity loan offers helps you find the best rates and terms for your needs.

Helena’s trusted lenders understand our community and offer fast, flexible financing options. Take a moment to explore your home equity loan choices and make a smart financial move that supports both your goals and our city’s growth.

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APR

Term

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 6.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 %

10 - 20 Yrs

80 %

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.75 %

85 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Helena, MT

CLEARWATER FEDERAL CREDIT UNION — 2711 AIRPORT RD STE F HELENA MT 59601
INTREPID CREDIT UNION — 915 KESSLER ST HELENA MT 59601
INTREPID CREDIT UNION — 1930 PROSPECT AVE HELENA MT 59601
INTREPID CREDIT UNION — 50 W 14TH ST HELENA MT 59601
VOCAL CREDIT UNION — 2910 PROSPECT AVE HELENA MT 59601
ROCKY MOUNTAIN CREDIT UNION — 1820 11TH AVE HELENA MT 59601

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lewis and Clark County, MT

✅CLEARWATER FEDERAL CREDIT UNION

✅INTREPID CREDIT UNION

✅VOCAL CREDIT UNION

✅ROCKY MOUNTAIN CREDIT UNION

Compare other loan types in Helena, MT

Why compare Home Equity Loans in Helena, MT on LendMesh

If you’re in Helena, MT and looking to tap into the equity in your home, take your time comparing lenders on LendMesh. Exploring multiple offers helps you find better deals and potentially lower rates that fit your financial goals. With flexible options available, you can unlock your home’s value for everything from renovations to debt consolidation without settling for the first offer you see.

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