Home Equity Loans in Brainerd, MN

Thinking about tapping into your home's equity in Brainerd, MN? Comparing local loan offers can help you find the best rates and terms that fit your needs, whether it’s for remodeling, debt relief, or other expenses.

Local lenders understand Brainerd homeowners and offer fast, friendly service with flexible options. Take a moment to explore your choices and secure a loan that supports your financial goals with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
genisyscu
6.26 - 7.5 %
10 Yrs
90 %
toplinecu
6.49 - 7.49 %
20 Yrs
mmfcu
6.49 - 9.99 %
mymagnifi
6.5 %
80 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
cccu
6.74 - 8.59 %
10 - 25 Yrs
90 %
penfed
6.75 %
10 - 20 Yrs
85 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months.

Topline Financial has a HELOC with a 6.49% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.49% to 7.49% APR, which is also steady compared to the same past periods. Both products have held their rates stable over the last three months. Mid Minnesota's Home Equity rates are between 6.49% and 9.99% today, which is higher than 7 days ago when the range was 5.99% to 9.99% , and also up from 30 and 60 days ago when the rate was 5.99% . The HELOC rate is steady at 7% today, the same as 7 days ago, but lower than the 7% to 9.84% range seen 30 and 60 days ago.

Magnifi Financial has a HELOC with a minimum APR of 6.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

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Why compare Home Equity Loans in Brainerd, MN on LendMesh

If you’re looking for an equity loan on your house in Brainerd, MN, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and potentially lower rates that fit your financial goals. Take your time to review terms and find a loan that truly works for you without any pressure.

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