Home Equity Loans in Saint Cloud, MN

Looking for low interest home equity loans in Saint Cloud, MN? Compare offers from trusted local lenders to find the best rates and terms tailored for your needs. Whether it’s a home remodel or debt consolidation, accessing your home’s value has never been easier.

Saint Cloud homeowners deserve clear, friendly guidance and fast funding. Explore flexible loan options designed with our community in mind, so you can make smart financial decisions with confidence and support from lenders who care about your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Saint Cloud, MN

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🏘️ All the Lenders Available in Stearns County, MN

✅MAGNIFI FINANCIAL CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅GREAT RIVER FEDERAL CREDIT UNION
✅BLAZE CREDIT UNION
✅ST CLOUD FINANCIAL CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅CATHOLIC UNITED FINANCIAL CREDIT UNION

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Why compare Home Equity Loans in Saint Cloud, MN on LendMesh

If you’re searching for low interest home equity loans in Saint Cloud, MN, take your time to compare offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and find the most affordable terms that fit your needs. A little extra research can make a big difference in unlocking your home’s value with confidence.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether 4% or 5%—and receive notifications when offers fall below that threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Saint Cloud borrowers can make smarter decisions without missing out on great opportunities.

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