Home Equity Loans in Pine City, MN

Looking to tap into your Pine City home’s value? A home equity line of credit offers flexible access to funds for renovations, debt consolidation, or unexpected expenses—all with competitive rates tailored to your needs.

Compare top lenders in Pine City, MN to find the best terms and fast approval. Local experts are ready to guide you through the process, making it easy to unlock your home’s potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
genisyscu
6.26 - 7.5 %
10 Yrs
90 %
toplinecu
6.49 - 7.49 %
20 Yrs
mmfcu
6.49 - 9.99 %
mymagnifi
6.5 %
80 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
cccu
6.74 - 8.59 %
10 - 25 Yrs
90 %
penfed
6.75 %
85 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months. Topline Financial has a HELOC with a 6.49% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.49% to 7.49% APR, which is also steady compared to the same past periods. Both products have held their rates stable over the last three months.

Mid Minnesota's Home Equity rates are between 6.49% and 9.99% today, which is higher than 7 days ago when the range was 5.99% to 9.99% , and also up from 30 and 60 days ago when the rate was 5.99% . The HELOC rate is steady at 7% today, the same as 7 days ago, but lower than the 7% to 9.84% range seen 30 and 60 days ago. Magnifi Financial has a HELOC with a minimum APR of 6.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Pine City, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pine County, MN

Compare other loan types in Pine City, MN

Why compare Home Equity Loans in Pine City, MN on LendMesh

If you’re in Pine City, MN and looking to apply for a home equity line of credit, take your time comparing offers on LendMesh. Exploring multiple lenders can help you find better rates and more flexible terms that fit your needs. There’s no rush—finding the right deal means unlocking your home’s value while saving money over time.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the best home equity line of credit offers in Pine City, MN. Simply set your target rate, like 4% or 5%, and get notified when rates dip below your goal. With weekly or monthly updates packed with expert insights and hand-picked deals, you’ll have the tools to make smart borrowing decisions without the hassle.

Customers are also interested in:

Apply For Home Equity Line Of Credit