Home Equity Loans in Eau Claire, WI

Looking to unlock your home's value in Eau Claire, WI? Explore competitive equity line of credit rates that fit your budget and goals. Whether you’re planning a remodel or need extra cash, local lenders offer flexible options tailored just for you.

Compare offers from trusted Eau Claire credit unions and banks to find the best rates and fast funding. With personalized guidance from professionals who understand the community, financing your next project has never been easier or more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
dcu
5.25 - 7.75 %
20 Yrs
50 %
mayocreditunion
5.79 - 7.79 %
5 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
foxcu
5.99 - 7.333 %
30 Yrs
rcu
6 - 6.75 %
70 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
capitalcu
6.125 - 6.75 %
3 - 10 Yrs
deereemployeescu
6.24 - 6.74 %
10 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. Mayo Employees has a Home Equity rate range of 5.79% to 7.79% today, which is slightly higher than the 5.79% to 7.59% range from 60 days ago. Their HELOC rate is steady at 6.75% , unchanged over the past 7, 30, 60, and 90 days.

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Fox Communities has a Home Equity rate range of 5.99% to 7.33% today, which is higher than 30 days ago but lower than 90 days ago. Their HELOC rates are between 6.75% and 7% , staying the same as 30, 60, and 90 days ago.

Royal has a HELOC with an APR range of 6% to 6.75% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Capital has a Home Equity rate range of 6.12% to 6.75% today, unchanged from 30 days ago but higher than 90 days ago when it was 5.25% to 6.25% . The HELOC rate is steady at 6.75% today, unchanged from both 30 and 90 days ago.

Empeople's Home Equity loan has an APR range of 6.24% to 6.74% today. This is higher than the rates from 7, 30, 60, and 90 days ago, which were all 5.99% to 6.49% . The rates have gone up compared to each of those past periods.

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