Home Equity Loans in Big Rapids, MI

Looking for the lowest home equity loan rates in Big Rapids, MI? You’re in the right place to compare offers from trusted local lenders who understand your community and financial needs.

Unlock your home's value with confidence. Whether you’re tackling home improvements or consolidating debt, find flexible terms and fast approvals tailored just for Big Rapids homeowners.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dortonline
6.25 - 10.75 %
15 Yrs
90 %
∞
genisyscu
6.26 - 7.5 %
10 Yrs
90 %
∞
myfpcu
6.341 - 7.385 %
15 Yrs
∞
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
∞
communitychoicecu
6.5 - 8.5 %
15 Yrs
90 %
∞
dowcreditunion
6.5 - 8.689 %
5 - 20 Yrs
90 %
∞
elgacu
6.5 - 8.961 %
15 Yrs
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
laketrust
6.52 - 10.62 %
20 Yrs
95 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dort Financial has a HELOC with an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows an APR range of 6.49% to 7.74% , unchanged from 7, 30, 60, and 90 days ago. Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products show steady rates over the past three months.

Financial Plus has a Home Equity loan with an APR range of 6.34% to 7.38% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% .

Community Choice has a HELOC with rates from 6.5% to 8.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their Home Equity loan shows rates between 6.99% and 8.09% , steady compared to 7 and 30 days ago and lower than 60 and 90 days ago. Dow has a HELOC with an APR of 6.5% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan has an APR of 8.69% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 and 90 days ago.

Elga has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan rates range from 6.75% to 8.96% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when the range was 6.5% to 8.74% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Lake Trust's Home Equity rates today range from 6.52% to 10.62% , which is slightly up from 7 days ago but higher than 30 and 60 days ago. The 90–day range was lower, between 6.16% and 7.64% . Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

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