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If you’re in Hastings, MI and wondering how to use the equity in your home, you’ve come to the right place. Comparing home equity loan offers helps you find the best rates and terms to fit your needs, whether it’s for remodeling, debt consolidation, or other goals.
Local lenders understand the Hastings community and offer flexible options with quick funding. Take a moment to compare offers from trusted credit unions and banks nearby, so you can unlock your home’s potential with confidence and ease.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.
Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 7 days ago but down from 30, 60, and 90 days ago. Its HELOC rates are 6.25% to 7.75% now, also higher than a week ago but lower than the past 30, 60, and 90 days. Credit Union 1 has a HELOC with a minimum APR of 5.49% today. This rate is lower than 7 days ago when it ranged from 6.24% to 6.25% , and also down from 60 and 90 days ago when it was 6.75% . The APR has dropped compared to these earlier periods.
Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Zeal's Home Equity loan rates are between 5.5% and 7.75% today, the same as they were 7, 30, 60, and 90 days ago. The HELOC rate is 6.75% now, which is steady compared to 7 days ago when it ranged from 6.75% to 18% , and also unchanged from 30 and 60 days ago. The 90–day HELOC rate matches today's 6.75% .
Lafcu's Home Equity loan rates are between 5.5% and 8.99% today, the same as 7, 60, and 90 days ago but lower than 30 days ago when the minimum was 6.24% . The HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days. Eastrise has a Home Equity loan with an APR range of 5.74% to 8.13% , which hasn't changed in the last 7, 30, or 90 days. Their HELOC rates are now 6.5% to 8% , up from 6.25% to 7.75% over the past 7, 30, and 90 days. Vibe's HELOC has an APR range of 5.75% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.
Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match