Home Equity Loans in Detroit, MI

Looking to tap into your Detroit home’s equity? Compare local home equity line of credit offers to find flexible options that fit your needs—whether it’s remodeling, debt relief, or unexpected expenses.

Detroit homeowners can access trusted lenders offering competitive rates and personalized support. Start comparing today to unlock your home’s potential and make smart financial moves with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dortonline
6.25 - 10.75 %
15 Yrs
90 %
∞
genisyscu
6.26 - 7.5 %
10 Yrs
90 %
∞
myfpcu
6.341 - 7.385 %
15 Yrs
∞
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
∞
communitychoicecu
6.5 - 8.5 %
15 Yrs
90 %
∞
dowcreditunion
6.5 - 8.689 %
5 - 20 Yrs
90 %
∞
elgacu
6.5 - 8.961 %
15 Yrs
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
laketrust
6.52 - 10.62 %
20 Yrs
95 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dort Financial's HELOC has an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows a steady APR range of 6.49% to 7.74% , with no change over the past 7, 30, 60, or 90 days. Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months.

Financial Plus has a Home Equity rate range of 6.34% to 7.38% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% .

Community Choice has a HELOC with rates from 6.5% to 8.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their Home Equity loan shows rates between 6.99% and 8.09% , steady compared to 7 and 30 days ago and lower than 60 and 90 days ago. Dow has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity rate is 8.69% now, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Elga has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan rates range from 6.75% to 8.96% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when the range was 6.5% to 8.74% .

Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Lake Trust's Home Equity rates today range from 6.52% to 10.62% , which is slightly up from 7 days ago but higher than 30 and 60 days ago. The 90–day range was lower, between 6.16% and 7.64% . Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

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✅ALLIANCE CATHOLIC CREDIT UNION
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✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
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✅CHRISTIAN FINANCIAL CREDIT UNION
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✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅ELECTRICAL WORKERS LOCAL 58 CREDIT UNION

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