Home Equity Loans in South Bend, IN

Looking to refinance your HELOC in South Bend, IN? Compare competitive rates from trusted lenders to find the best fit for your budget and goals. Whether it’s home improvements or consolidating debt, flexible borrowing options are within reach.

Our local experts understand South Bend homeowners and make the process simple and fast. Get personalized guidance, quick funding, and rates that help you unlock your home’s equity with confidence. Start comparing today!

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
imcu
6.375 - 8.625 %
5 Yrs
90 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
forumcu
6.49 - 10.24 %
6 - 15 Yrs
95 %
∞
cranecu
6.5 - 7.75 %
10 Yrs
90 %
∞
purduefed
6.5 - 8 %
20 Yrs
80 %
∞
elements
6.5 - 8.37 %
10 - 15 Yrs
100 %
∞
heritagefederal
6.5 - 9.38 %
15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
iucu
6.75 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.25% , also unchanged from 7, 30, and 60 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. Crane has a Home Equity rate range of 6.5% to 7.5% today, unchanged from 7 and 90 days ago. Its HELOC rates are between 6.75% and 15% now, higher than the 6.75% to 7.75% range from 90 days ago. Purdue's Home Equity loan has an APR range of 6.5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. The HELOC rate is 7.25% today, up from 7% over the past 7, 30, and 60 days, and higher than 6.75% from 90 days ago.

Elements Financial has a Home Equity rate range of 6.5% to 8.37% today. This is lower than the 7.99% to 8.24% range seen 30, 60, and 90 days ago. The rates have dropped compared to the past month and earlier periods. Heritage's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity loan rate is between 6.88% and 9.38% , steady compared to 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Indiana University has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range of 3.99% to 6.75% seen 60 and 90 days ago.

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