Home Equity Loans in Youngstown, OH

Looking to tap into your Youngstown home's equity? Compare HELOC offers from trusted local lenders who understand your community and can help you find the best rates and terms for your needs.

Whether you're planning a remodel or consolidating debt, getting a home equity loan in Youngstown, OH has never been easier. Explore options that offer fast funding and friendly service right in your neighborhood.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
clearviewfcu
6 - 7.04 %
5 - 20 Yrs
80 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
kemba
6.25 - 7.24 %
80 %
∞
veridiancu
6.25 - 8 %
∞
directionscu
6.25 - 8.25 %
10 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Kemba Financial has a HELOC with an APR range of 6.25% to 7.24% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.25% to 6.49% range seen 60 and 90 days ago. The upper end of the range has increased since then, while the minimum rate has stayed steady. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period.

🏦 Local Lenders in Youngstown, OH

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Mahoning County, OH

✅SEVEN SEVENTEEN CREDIT UNION
✅NEW CASTLE BELLCO FEDERAL CREDIT UNION
✅BRIDGE CREDIT UNION
✅ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION
✅CARDINAL CREDIT UNION INC CREDIT UNION
✅MAHONING VALLEY FEDERAL CREDIT UNION
✅DOY FEDERAL CREDIT UNION

Compare other loan types in Youngstown, OH

Why compare Home Equity Loans in Youngstown, OH on LendMesh

If you’re searching for a HELOC or home equity loan in Youngstown, OH, take your time comparing offers on LendMesh. Exploring multiple lenders helps you find deals tailored to your needs and budget, often with better rates and terms than you might expect. Use the platform to weigh your options confidently and unlock the value in your home without rushing into just the first offer you see.

Consider subscribing to LendMesh’s alerts to stay informed effortlessly. Set your ideal rate—whether it’s 4% or 5%—and get notified as soon as loans matching your target become available. You’ll receive expert insights, rate updates, and hand-picked deals weekly or monthly, keeping you ahead in Youngstown’s lending market and ensuring you never miss a smart opportunity.

Customers are also interested in:

Heloc Equity Loan