Home Equity Loans in Toledo, OH

Looking to tap into your home’s value in Toledo, OH? A home equity line of credit can give you flexible access to funds for debt consolidation, home improvements, or unexpected expenses—all with competitive rates tailored to your needs.

Compare offers from trusted local lenders who understand Toledo’s community. With quick approvals and personalized service, you can find the right equity line of credit to fit your budget and goals, making your financial plans easier and more achievable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
clearviewfcu
6 - 7.04 %
5 - 20 Yrs
80 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %
kemba
6.25 - 7.24 %
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-02

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and thirty days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to earlier periods. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

Kemba Financial has a HELOC with an APR range of 6.25% to 7.24% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.25% to 6.49% range seen 60 and 90 days ago. The upper end of the range has increased since then, while the minimum rate has stayed steady.

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Why compare Home Equity Loans in Toledo, OH on LendMesh

If you’re exploring equity line of credit loans in Toledo, OH, taking time to compare multiple lenders on LendMesh can help you uncover better deals and save money. Each lender offers unique rates and terms, so browsing a variety of options ensures you find the best fit for your needs without feeling rushed. Keep an open mind and use LendMesh to make a confident, well-informed decision that unlocks the value of your home on your terms.

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